Gift Cards, Loyalty Programs, Digital Rewards & Payments

Solving Opportunities with Transparency and Trust.

Wondering what “Solving Opportunities” looks like?

Trusted by

NichterSolutions = Me & Trusted Partners!

NichterSolutions is mostly me—Larry Nichter—but powered by trusted partners and built on relationships I’ve earned over time.

This isn’t a faceless firm or a bloated agency. It’s my time, my energy, and my experience—focused on helping smart companies solve real problems with strategy, creativity, and common sense.

Over the years, I’ve built a trusted network across gift cards, incentives, fintech, loyalty, disbursements, and beyond. If I can’t solve something myself, I probably know someone—if not several—who can.

What Can NichterSolutions Do For You?

Do you/your company use gift cards? I bet you do!
If so, there’s a good chance I can help make them work harder for you. Whether it’s employee incentives, branded card programs, customer rewards, or promotional campaigns, I help you get more value out of every dollar spent.

Testing a new market or product? If the offer’s strong and the mission’s clear, I’ll help you reach a smart go/no-go decision—quickly and confidently.

When’s the last time you audited your merchant processing systems?
This is about efficiency, effectiveness, and hidden value. Can’t hurt to uncover what’s working, what’s not, and where better options might exist.

Are you a retailer /etailer looking to improve your gift or loyalty programs?
Whether you're building from scratch or upgrading an existing setup, it's possible to unlock more value—especially when POS integration is part of the equation. Digital or in-store, the right approach can turn your programs into real growth drivers.

Still using paper checks? We really should to talk!

If you're unsure how well your current program is performing, Happy to do free review/audit—no pressure, no strings. You've got nothing to lose.

Testimonials

What You Can Expect Working With NichterSolutions

“Think of yourself as a customer.”

— Circa 1990’s, MBNA

That single line stuck with me back in the early MBNA days—and it still guides my thinking. Whether you're launching, scaling, or fixing something that’s off, my approach is grounded in real-world experience and values that actually matter.

What you’re seeing here is a simple philosophy.
It’s how to build partnerships, solve problems, earn trust—and leave a positive mark along the way.

FAQ

  • NichterSolutions is me—and my trusted partners.
    A boutique consultancy built around real experience, strong relationships, and practical problem-solving.
    You’ll work directly with me—and when needed, I’ll bring in the trusted partners who help get things done right.

    At the core, it’s about solving opportunities—whether they’re overlooked, untapped, or hiding in plain sight.

    “Opportunities,” to me, simply means finding better ways to fix what’s broken, improve what’s working, or unlock value others might miss.
    Some call them problems. I call them opportunities.

    It’s kind of what you thought right?

  • Absolutely not. Always happy to explore and see how we might be able to help each other.

  • Transparency is key—from the very start.
    There’s no one-size-fits-all model. Everything is structured based on what makes the most sense for the client, the opportunity, and the outcome.

    Here are the most common setups:

    • Sometimes, a vendor pays us for bringing the right opportunity.

    • Sometimes, a client pays for strategy, execution, or both.

    • Sometimes, we co-create and share in the upside.

    Whatever the model, you’ll always know exactly how it works—and why.

  • I'm really just looking for a common connection—and a way to add value. Sometimes that means working together, sometimes just pointing each other in the right direction. Either way, it usually starts with a quick conversation and a few key questions:

    1. Do you use—or know how your company uses—gift cards?
    If they’re in the mix at all—for employees, customers, or branded promotions—there’s often a smarter way to make them work. I help companies get more impact, more insight, and better ROI.

    2. Are you a retailer or e-tailer trying to improve your gift or loyalty programs?
    I work with brands of all sizes to tighten up both digital and in-store strategies—especially where POS and integration come into play.

    3. When’s the last time you looked at your merchant processing?
    Not just for fees—but for gaps in visibility, efficiency, or opportunities.

    Also, Are you testing a new product or opening a new market?
    If the offer is solid and the goal is clear, I can help you get to a confident “yes” or “no” faster—drawing on real-world experience and the right people.

    Let’s talk. Even a quick chat might spark something useful for both of us.

  • Every company using gift cards—whether for rewards, promotions, or customer engagement—should talk to me.

    And now, if you're looking to review or audit your merchant processing, we can help with that too. It’s free. It can’t hurt.

    Equally important: If you’re exploring a new digital gift card or loyalty program—especially something POS-integrated— there are exciting new options.

  • You bet.


  • My father wanted me to think like a lawyer—but go into business. His plan worked. I don’t practice law any more, but I’m still licensed in several states. That background helps me navigate complex contracts, deal structures, and compliance-heavy verticals—and it builds trust with both vendors and clients.

    Dad was right.